Mobile – Internet Banking


An integrated system that has all the functionalities required by the bank and its customers. It will allow the users to use all of the main banking operations and most of the advanced banking operations. Including

  • View the up-to-date values of the balances of the accounts and the cards. 
  • View the up-to-date values of the balances of the accounts and the cards.
  • Transfers between accounts
  • Bills services

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EMV Testing Outsourcing Services


At PCNC IT SOLUTIONS, expediting EMV certifications and bringing terminals to market promptly with competitive pricing is our core business, and we would love to help you succeed! With its proven EMV experience and Card Brands accreditations, PCNC has developed Certification Services to support the stakeholders with their EMV Level 3 debugging, recertification, and formal certification phases.

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Router /Switch Middleware

Our company introduces Hisabi middleware and bank middleware to make the digital process more efficient. Our Hisabi middleware is the communication server that carries on all mobile and online banking requests. It's complemented by our bank middleware that acts as a communication server between the Hisabi middleware server and bank server.

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E-wallet Solutions

Our service is an end-to-end solution for managing post-paid & prepaid activities of mobile operators and Internet service providers. It includes distributors & merchants. With support for multiple types of online and offline transactions including

  • Pay to Merchant .
  • Pay to Friend.
  • Cash Out.
  • Scan to Pay.
  • PalPay – Topup Merchant Balance.

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EFT POS Credit/Debit Card Acceptance Solutions

PCNC IT Solutions provides reliable Verifone POS software development and solutions that run operating systems, security and encryption software, certified payment software for both payments and commerce on VX (Verix V and eVo), and Android terminals.

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Messaging / Notification Platform

To reduce the SMS cost, PCNC introduced a notification system for mobile users. It includes

  • IN-APP message
  • Mobile Notification
  • Web Notification
  • Emails

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Hisabi Suite

The Hisabi Suite products are designed to give the same efficient and seamless experience to the customer when used over the Internet or on the mobilephone. The advanced security techniques along with MAC verification and 2-factor authentication technology, safeguard the customers identity and wealth, while the agile and user-friendly UI functionalities contribute to build loyalty within your customers.

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Hisabi Online

It is a web-based application that compliments the Hisabi Mobile product. It has the same features and functionality as well as a corresponding flexibility to enhance features.


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Hisabi USSD

This is a product that supports the customer's banking activity via mobile phones in areas that do not have 3G/4G connectivity for smartphones. It works on the SMS platform of the mobile service and has sufficient but partial access to banking functionalities, dues to the limited security provided on the SMS platform by mobile service providers.

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Hisabi Mobile


A native mobile application that brings banking into the palm of your hand, usable on the Android OS and the iOS. It has all the functionalities required by the bank and its customers. The flexible Hisabi design allows quick and easy incorporation of additional functions to the application.

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Hisabi IVR

The Interactive Voice Response is a much needed product to enable the customer to access their banking requirements without any human intervention.

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Hisabi Loyalty



A customer retention tool, this product is easily integrated with all banking applications to manage a comprehensive loyalty point program. Customer's can collect points from various banking schemes into a single repository of points and uses these points for various offers that the bank provides periodically.

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Management portal

A web-based application that consists of two parts, which are Hisabi client management and Bank Employee management. Our integrated service enables you to manage and control all related parameters of mobile and online applications. Including

  • Users profiles 
  • Management definitions
  • Services
  • Reporting

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Our Services

Small & Enterprise Consultancy Services

Installation & Implementation Services

Security Implementation Services

IT Design & System Engineering Services

Training Services

Support Services

Fine Tuning & Optimization Services


Year Experience

Our Partners

Our Customers

Why Choose Us

Quality – To develop every product with stringent control over design, usability and security

Uniqueness – Every offering should deliver distinctive value to the customer

Innovation – Continuously evolve, aligned with changing technology and customer environment

Customer – Satisfaction Complete focus on being a customer centric organization

Knowledge – Have the best repository of skill and competency

Who we are?


PCNC IT Solutions is a leading Fintech technology and solutions provider company that delivers business solutions to its clients. The company was founded in 1997, where it established itself as the leader in information technology (IT), Fintech, and Electronic Payment innovative solutions.

We differentiate ourselves in the IT marketplace by providing full solutions, innovation, and industry through leadership. By 2009, PCNC 2000 Networking Ltd established a proven record in providing data center solutions and payment solutions for financial institutions and banks in Palestine. By 2010, PCNC had collaborated with the Bank of Palestine, the largest Palestinian bank, to establish a new company called PalPay E-Payments.

PalPay is the leading electronic payment company with the processing of over 1.2 million payment transactions per month. PalPay and PCNC are selling payment platforms and software worldwide while providing implementation, training, and consultancy services to a wide range of organizations. PCNC IT solutions are committed to continuing its FINTECH Enovation’s through its Fintech innovation Lap, dedicated to providing state of the art Fintech solutions through HISABI Suit. Hisabi Suite is the Base for all our successful Fintech Solutions.